There's a similar trend I noticed in Lehigh acres florida. there was a miami based builder who came in earlier this year / late last year and built 5 modern homes. all 5 sold and set record prices for the area for single family homes. it's not that newark calls for this or any infill lot in columbus it's how can I deliver a premium product that will sell regardless of location. something with features that people want. 

Working with design-builders can be incredibly expensive.

In the 1980s there were lots of lawsuits in the area against builders - soil was peat and lots of foundations issues. 

I know that Arizona and California do not let Home Owners/Investors go the Owner/Builder route, it's like being an unlicensed Contractor.....

@Tanner Lewis the new build 4plex is already prepped to be built the builder is just waiting for a buyer before they start the project. so i wont have to go to a hard money lender. how its going to work is 10% of the total cost so 77500 i will have to upfront deposit to the builder. the builder will then go to get a construction loan and start the project. after 6months if i back out of the deal the builder will keep the deposit, if i continue then that deposit will count towards my down payment. and the cabins i am thinking to maybe build myself with a blueprint/kit or have a local builder help me with them. i dont want to do anything crazy just a simple but aesthetic cabin. but yeah will require examining the land and getting permits and all that.

Being an Owner/Builder and hiring subs yourself is not legal in a lot of states (unless it is on your own primary residence).

I did a loan in BC for builder developer back in the day  ( 2001 ) And going through the loan process in BC was far different than being a lender in US.  

Be open with your current builder about the rising costs.

I’m looking for private money lenders that would be more lenient in builder requirements.

So will the builder waive his fees?