Can anyone give me advice on how to go about it if it's worth it?

He tells you to pay him $5,000 (or much more) to learn all the "secrets" that made him wealth, but then he doesn't tell you that his "secret" was to increase earnings, reduce expenses, save up and invest.

It’s worth reaching out to your local tax office to explore options.

Also the cost of membership is exorbitant and I don’t think worth the money.

I've heard horror stories that it's usually impossible due to the "burden placed on the municipality" but could really never understand what that burden was... most people living in those units wouldn't be using the school systems so aside from maybe an increased volume in emergency medical situations I can not understand that statement? 

Richmond certainly would have some potential in pulling trades from, but coming from Lexington, you might face an added trip charge on top of the service provided.Over the past few years, rents have increased nationwide.

Keep in mind that they can increase that period if they get complains from the community, so make sure you're in good relationship with your neighbors.

If a single-family owner-occupied property is worth $400,000 - I wouldn't invest more than $280,000 (70%) in a note secured by the property.ITV takes priority over desired yield - so even if the note discounts to $350,000 based on desired yield, the investor still won't go beyond their maximum ITV. 

Washer/dryers are often abused, so there's the initial cost of purchase and the risk of increased repairs.

It has been worth the hassle.