I'm looking to consolidate my loans thereby decreasing my admin management nightmare, refinance the free and clear properties and get all the properties out of my name.Anyone with any good recommendations for a portfolio lender?

We do have one agent who splits time between Cleveland & Chicago but that is more of a temporary arraignment and he has his personal home and rental homes here in Cleveland just commutes back and fourth.

Some loans also offer a 0.25% decrease in your interest rate if you set up automatic payments, which can add up to thousands of dollars saved over the ten year repayment plan.

By obtaining a lower interest rate, your monthly mortgage payment should decrease.

Also, If you pay off your mortgage early and truly own your house the ability to leverage decreases and you forfeit the ability to invest that money in other vehicles that would ideally bring in better returns than the money saved through paying down your home.

Carla is clearly not afraid of Foreclosures, and sees the opportunity to earn extra $$$$ & higher returns - especially on a well-chosen property in a strong local real-estate market.David is somewhat more risk-averse / conservative and just wants principal & [most] interest back as soon as possible , and is willing to forego some upside to decrease the probability, however low, of any kind of negative eventual outcome...   

That would give clarity to the situation at least as it concerns code violations, unapproved/permitted improvements and what will need to be done.I purchased a property in Pennsylvania with code violations and received a temporary U&O that allowed repairs, but not residential occupation. 

Can the service be contracted out from a temporary agency?

Good news is that vacancy rates are usually pretty stable with recessions being good for investors as vacancy rates decrease.

The article is still relevant in the sense that the vacancy rate still remains at roughly the same elevated level (9%+) and if the post & local colleges were enough to absorb the inventory created by the Army & Air Force realignments, then the vacancy rate would expect to decrease - and that has not really transpired.