For me the rate on the shorter term has to be at least .6% less than the 30.  

I use one as a shorter term rentals and its often generated over $2,000 a month. 

Days are getting shorter and time is limited .

I think the plan will be to go a HELOC (flexible money and I can make the payback shorter) and just let that one house be paid off in 4 years and enjoy that cash flow when it happens. 

That's because the caps on annual depreciation and expensing deductions for passenger automobiles don't apply to trucks or vans (and that includes SUVs) that are rated at more than 6,000 pounds gross (loaded) vehicle weight.SUV’s with an UNLOADED gross vehicle weight greater than 6,000 pounds but less than 14,000 pounds are allowed to claim a Section 179 expense of up to $26,200.Trucks with an interior bed-length of six feet or more are NOT subject to this $26,200 limit.Trucks over 6,000 pounds UNLOADED gross vehicle weight with beds shorter than six feet are considered SUVs and subject to the $26,200 limit.Trucks, vans, and SUVs with a LOADED gross vehicle weight of over 6,000 pounds are NOT subject to the Section 280F limits.

Unfortunately yes, appliances do seem to have a much shorter life than previously. 

I also recommend working with one that can do a shorter close than 30-45 days.

But since there is a limit to how much money the bank has access to....their rate will be higher...and usually a shorter term.

We simply told the LL, we probably would be moving out as soon as we found something so we asked for a shorter-term lease.

What I'd like to know, is how that works for shorter months?