Hi Daniel, Depending on your FICO score, the rate on a DSCR loan is pricing relatively better than a conventional loan.

@Nathan Frost, go to myfico dot com and look for the tab that says "Community" rather than the aspects that provide your FICO score. 

I was recommended Security Service Federal Union.

For lower credit score tenants, I only offer m2m.

If so should be a fairly simple process at 75 LTV if your credit score is solid.

However, always have a flexible approach – sometimes a great property comes up that’s worth pursuing even if your financing isn't fully in place yet.LendersFor multi-family housing owned by out-of-state investors, I recommend looking into regional banks or credit unions in the Midwest market you’re targeting, as they often have more tailored loan products.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Im giving them a very low score and can say I do not recommend them.

But it's just the reality of this market where everyone has one-upped everyone else so many times that the standard of a high end listing is insane.4.74 is not a great review score by Airbnb standards.Small changes like photos or changing the title just aren't going to move the needle. 

Many applicants with under 600 FICO scores will fraudulently give a family member or friend as their "landlord".