In the appraisal,the appraiser made note of this non-functioning chimney being a safety hazard since some of the bricks around it are crumbling. 

However, I include a request to not walk the property prior to our showing appointment out of respect for the safety and privacy of my existing tenants also living at the property.Maybe a RE agent out there has another angle as to why they would be so intrusive about the ID up front without at least some inside pics and an amenities list.

Assuming we are talking single family, very limited exit strategies/investor pool (high-end rehab/flip, STR/airbnb, rent by room model). I

The lender that only makes 6% is ok because of the safety.

Do you only accept tenants if you “think” they can pay their bills and just as an extra safety precaution you get a co-signer?

Your past practice and current business model is buy and hold.5. .

Also you will hopefully have the safety net of health insurance provided by your job.- Work, save, INVEST!

I am just letting you know, we will be extra careful going down the stairs for our own safety, but you never know when something could happen.

Just say that your insurance carrier wants you to do a safety inspection and to provide updated pics of the interior since it's been a few years. 

I will definitely move my portfolio to management once it is in "maintenance" mode, but as I have grown it is tough to give up control on these items.