Typically, when funds acquire loans, they assume delinquency/default risk in exchange for earning a yield on their investment.Yet this would work differently – it’s a request to purchase debt alongside a corresponding put option/insurance policy.From the buyer’s perspective, as long as the seller remains solvent, with sufficient liquidity for any exercised options, it’s a risk-free investment.

Looking for some more experienced advice/perspective on a quadplex I want to make an offer on.

However, I also recognize the value of seeking advice and perspectives from others who may have more experience or different insights to offer.I'm particularly interested in hearing from individuals who have experience with waterfront properties, investments in the Central Florida region, or any insights on factors that contribute to property appreciation and long-term value.Additionally, if anyone has tips on structuring partnerships or attracting potential investors for such opportunities, I would greatly appreciate your input.Please feel free to share your thoughts, experiences, or any advice you may have.

. #2 reason is that rentals already bypass self-employment taxes (usually) which is the primary benefit of an S Corp (reduce SE tax plus PTET possibility).There is zero harm leaving it in the S Corp just don't revoke your election.Great comment ^ would agree with everything here.The only potential problem you might have would be if you ever want to bring on other investors / partners down the road.You are FAR less likely to market real estate well (from an investor’s perspective) because:1. they won’t be able to get a step up in basis on the assets, meaning no extra depreciation to them! 

What we're seeing now are fairly "normal" interest rates from a historical perspective.  

It's good you can bring some perspective to the starting line as you are a broker.I advise beginners all the time how to start and how to set expectations.You said you came into some money, you didn't say how much, so let's say it is 100k, if it is more great, you do not need more than 100k though to get started.I live in South Jersey, property taxes are high and home values are 400k+. 

Does the fact that I have a full time job and am not able to be a full time investor change anyone's perspective on this?

I'm going to define it as room to grow from an appreciation perspective. 

Would really appreciate an outside perspective of what I have going on!

Keeping the structure the same for the purchase and the refinance is not a problem from a lending perspective unless one of you will actually hurt the qualifications of the loan. 4.