Good morning @Tonya Cox!

I'm curious, if you were to invest elsewhere, what areas would you consider and what factors would drive your decision?

Most fail to factor this in.I believe the fact no meaningful tax advantages exist saved you from going down a rabbit hole that would have been adverse to your business more generally.

Actions that id say im tracking now would be, I am writing goals and reminders of where I wanna be and placing them in a area where every morning I see them and my mind will always have them and be leading me down the correct direction to more success.

So it's not the same as bank which might do 2-2.5x once debt payments are factored in. 

Good morning everyone.

@Shaun Hunt Starting a property management company to manage your own properties could offer some tax advantages, but there are important factors to consider.

For experienced landlords, what factors should be prioritized when choosing landlord insurance?

The rents were at $1000 a door with a potential to increase up to $1250 after some small TLC renovations.When you factor in the price point, lower taxes and lower insurance you have yourself a sure fire cash flow deal.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).