The ROI on my degree clocks in at -$152,633.My brother's BS is from Carnegie Mellon University, in Computer Science/Mathematics.

Like it's a mathematical equation and you just have to get it right once and ABSOLUTELY IT WILL WORK EVERY TIME.Buy and hold real estate is one of the few ways an average person can actually live out the American dream still.

And if there was a Buyer out there just as out of touch with reality who did put in an offer of say $275K, they would then need a clueless bank and a mathematically challenged appraisor to get a loan.

Ah good ol Ma & Pa Mathematics :mrgreen:

They are not magically cheaper over time, they are mathematically cheaper over much less time.

There is no mathematical superior place to sell the loan in regards to seasoning of term.

I realize it's a mathematical issue that is really a function of the cost of the contract vs the cost of doing maintenance out of contract, but I was wondering if anyone else had looked into this and what conclusion you may have come to?

Much more reliable than simple mathematics.

CAPEX: If you use a very sharp pencil, have an engineering background, and a crystal ball mind, you might be able to arrive a mathematical formula to calculate CapEx reserves.

it works out mathematically that with the right combination of checks you can always get within $1k of the bid.