There is no one size fits all answer for this question, market to market, and property to property are all different. 

Can you suggest a few good insurance providers that operate in that market?

Any insight would be most appreciated.Hi Melissa, I work with quite a few canadian clients in the Columbus Ohio market so have tons of experience with this!

This last year I've been trying to really learn the business and begin to market for properties.

Purchase price: $62,000 Cash invested: $60,000 Project in progress: Off market dealPurchase: $62,000Rehab: $60,000ARV: $165,000 What made you interested in investing in this type of deal?

You could put most of your funds in the stock market and access them when needed for a HML.

Unless you are sourcing properties yourself off-market, REI became much more challenging in 2023, and downright brutal since the start of 2024 here.   

Go to their "contact us" page and find the representative in your target market. 

In my market the valuation with f/f non commercial financing is typically lower than the hands off cost of adding the ADU.  

I was sent an offering memo by a broker selling a multi-family building in an area no reasonable person would even consider affordable housing material yet the marketing materials made a point of emphasis to detail how the property would satisfy the need for affordable housing.