It only happened once, so you have no evidence that this is anything but an honest mistake that's been corrected.The bigger concern is the 583 credit score, because it shows a pattern of financial mismanagement.

Belize is super picky on financial transactions due to US drug traffic monetary controls.     3.   

If you need 10 minimum and have to hold those non-paying tenants until you get 10, what does that cost you in your financial model?

@Matthew Beninate Relay Financial is who I use.

I did purchase my lot in cash.For the financial side, there are different options, and I am far from an expert. 

The main factor is will rents cover the debt liability and can you sustain 3-4 months of no income to cover the debt? 

There're various financial plans designed to help with college financing, and some of them come with tax benefits.

I dealt with evictions, unexpected repairs, and the ups and downs of tenant relationships—but I also made huge strides in improving the property’s value and financial performance.

Without having much info, I would need to know the financial situation of the 'close family' to determine a best approach.

We have a ongoing list of each along with their fees and what state they are licensed to collect debt in.