I have bought 2 properties this calendar year and this feels like the right next step to further me along. 

I feel its a bs sells pitch right?

Happy to discuss if you feel the need.

Maybe self-accountability does matter. 

It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residenceGood Luck & feel free to PM me if you have any questions. 

I can understand the underwhelming feeling; however, it takes time to get their team in place and to make changes.

Quote from @LaTonya Clark: I can cancel the deal with no problems. yes, I feel like I am forcing this bc I want it so bad.

Remember, the notion of amassing wealth without investing is a dangerous myth perpetuated by self-proclaimed experts.

Make sure you talk to a Banker or Loan officer that is well versed in both SE (Self Employed) income and also Non/QM programs.One tip I will give you as a Banker is open up a "Business Checking account" and for the next 12 months pay "Everything" out of that account. 

I’ve done my research with (reading books, podcasts, etc) but still feel like I’m not doing enough.