So far I have check TransUnion smartmove which only does based on self reported income, but I am looking for verification from the employer itself.. 

Determining whether the venture falls under a service or rental business hinges on the provision of substantial services; for instance, if a bed and breakfast service is offered, it must be reported on Schedule C, triggering a 15.3% self-employment tax.Moreover, personal use plays a crucial role in the classification of the property.

Determining whether the venture falls under a service or rental business hinges on the provision of substantial services; for instance, if a bed and breakfast service is offered, it must be reported on Schedule C, triggering a 15.3% self-employment tax.Moreover, personal use plays a crucial role in the classification of the property.

Census data - median household income, employment stats, bachelors degree percentages, crime, vacancy rates, appreciation2.

In Charlotte, neighborhoods like Plaza Midwood, NoDa, and South End offer excellent opportunities for house hacking due to their popularity among renters and proximity to amenities and employment centers.

I work with many business owners/self-employed individuals and often help them bring down their DTI enough to qualify, however, I also specialize in DSCR loans so feel free to reach out so we can evaluate which route is best for your investment goals. 

If you are self-employed or cannot qualify conventional, you can use non-QM programs. 

Look into setting an S-corp to potentially reduce self-employment taxes and Section 199A qualified business income deduction

Their setup does not ideally support frequent transactions in and out of your account, especially if you're looking to employ the infinite banking strategy.

I do not think that is a good idea. you paid Income Tax and FICA based on $20.5K on schedule C, your net income probably only left $15K (15.3% self-Employee tax + 10%+ Income tax), and you can only contribute 20% of your net income as "Employee" to 401K, that is only $3000. even you can contribute another 20% as "Employer" contribution to 401K, then you need to maintain 2 separate 401K accounts.