I actually had an initial phone call with the co-host that ended up lasting an hour because he kept giving me tips and local knowledge.

@Roy LoganIt sounds like you’ve made some great moves in real estate investing—your BRRR strategy is paying off with those solid returns.At the bare minimum, you should do the following to make your bookkeeping easier:Dedicate one checking account and credit card exclusively to real estate.

Any tips or tricks on how to source fixtures and finishings or general construction supplies?

There are several benefits of having cash in the bank/liquid reserves versus an open end mortgage (a.k.a) credit card.

Some also don't have the means to come up with a downpayment or have low credit history so they can't get a mortgage.

- property values soften (keep it realistic, US real estate has never lost value over any given 10 year period in history and you can't plan for a nuclear war..)To counter-balance these negative scenarios you have: cash reserves, credit lines, W2 income, maybe business income.

Unless a loan is assumable few if any lenders are going to agree to this because they have no way of knowing if you are credit worthy, as the seller was the one who was vetted. 

I have no debt, significant equity, good W-2, and excellent credit.

Everything he teaches about personal finances (budgeting, car loans, credit cards, etc.) is spot on.

They would fix my $100 for the next 18 months as a grace period so I have time to put the tax credit money "back in" the full cost of the panels.