We should have that auto loan paid off by November or December at the latest, and then we'll have $8k-$12k of income coming in every month with only a mortgage payment of $900 and a few household bills to pay from it. 

On top of that, the costs of owning a home are surpassing the costs of renting, so more and more people may rent for the long term and it is estimated that renter households will outpace homeowners by four million.

The household income is under 35k, which may lead to evictions.

Population growth has remained relatively stable.Population: 20,777Median Household Income: $47kPoverty Rate: 14.6%Employment Rate: 62%I did reach out to a realtor to see if they had any insight.

However, I believe you MAY ask how many people are in the applicant's household. 

It isn't overly comprehensive, but it's a start.3.

They could get evicted or get into a bad financial situation in the year that they aren't living at your property, so you want to make sure the report is up to date and comprehensive. 

My second spreadsheet is mostly pulled from census data/trulia/zillow (so I take the numbers with a grain of salt) but it lists on the X axis the zipcodes as well as the county as a whole.On the Y axis it lists: average listing price, median sale price (90 day period), median sale price versus last year, price per square foot, price per square foot versus last year, median rent per month, vacancy rate, annual property growth value, number of rentals on the market for that month, median rent versus last year, median rent divided by 1BD/2BD/3BD etc etc, median age, median household income, school districts, single residents, college educated percentage, percent home owners, population growth etc (there's more but I feel this is sufficient to get the point)3.)

Hello all, I am wondering if the 3x the rent income rule applies to the entire household or each individual tenant.

Regardless, wherever Millenials decide to go to live, if they're moving out on their own it means additional households being added to the market.