Now, I am holding off until I have some more clarity.

I would really appreciate some clarity.

First off, for simple clarity, please read the exact words I wrote because I was speaking on GENERAL CONTRACTORS, not SUB contractors.

Could you copy and paste them from his post for clarity?

I'm starting to parse through the discrepancy in the different rules of thumbs I've been introduced to by others, thanks for you comments and clarity, Jon.I've seen numbers that a home MIGHT make financial sense after @ 15 years, before that, renting is often better.

I feel that it shouldn't take more than a week to come up with something very basic that should allow me to move away from Excel.Or should I use one of the online accounting sites such as Clarity Accounting, Xero, Saasu, etc?

Thanks so much for the great clarity.

When buyers hear moratorium they will automatically think it can affect a short sale too.There needs to be clarity on this issue and I look to the Obama administration who are 0 for 2 when it comes to helping the taxpayers.

Doesn't count at all for either debt or income for both ratios (not sure about this one)Any clarity that our lender wizards can provide is appreciated.

The partnership really would not have worked without all of us being engaged and ultimately the lack of clarity on how to invest retained earnings was our undoing.We had very precise agreements drawn up prior to starting the business and it was very successful for about 6 months or so.