Because parties to a transaction care about things OTHER THAN the price of service alone. 

Exploring wholesaling and land investing is a great way to break into the industry, and your focus on value-adding strategies and modular housing shows you’re thinking creatively about how to address market needs.Your entrepreneurial background in auto detailing will definitely serve you well in real estate, especially with your attention to detail and perseverance.

Sponsor does not have 30 disparate projects competing for their attention.

This might be a rookie mindset is it bad I don't care for cash-flow at the moment in my eyes if someone helping me pay down my mortgage and build equity I'm okay with that.

Be careful, be very careful......

I would be very very careful as this is now illegal in multiple states and considered predatory.

Be careful, and happy to connect if you need help. 

You might find mentors or partners who can help you navigate your first deals.Analyze Deals Thoroughly: Make sure to run the numbers carefully on potential investments.

And when people get tunnel vision for lowest $ down, they tend to not give attention to the revenue generation of it, the operations, and that's a VERY dangerous combination of high leverage and not so-good revenue. 

But be careful.