ANYONE THAT IS COUNTING ON FUTURE APPRECIATION is taking a HUGE GAMBLE!

So there being an intermediary doesn't matter as long as they get their money.My personal opinion on buying a note at it's face value is like taking a gamble.

I think I'm with Luis here, I'm very uncomfortable gambling on future tax rates and the future structure of the tax code, and it is a gamble, make no mistake.

And I have various forms to be filled out for the application process that may help to confirm authenticity I guess.

Drink only water while gambling!

Anyone working a regular job who is living paycheck-to-paycheck or  month-to-month, and without any substantial savings is taking a huge gamble. 

While I am not one to gamble, I do think I have a lower risk aversion than others. 

Throwing a dart at the map in a market you don't know intimately and putting your money in the hands of complete strangers thousands of miles away seems like the greater gamble in this situation to me.

I'm not gambling on appreciation, but I do assign a value on the benefits of owning and holding real estate outside of cash-flow as well because there is a value there and it isn't the same in every deal.

I'd Rather go to Vegas and get a good meal and entertainment if I want to gamble ;-)Jim