You're also assuming nearly 2% for rent which is always a good thing and hopefully attainable.

I'm a buy and hold investor and I continue to find ample opportunities for cash flow.

I am in the process of attaining my RE License.

So hopefully she give me insight to what niches are more available and somewhat easier for me to attain.

What is preventing me from attaining?

To get a brokers license (in PA) you have to become a real estate agent (60 hours of course work plus test), then attain the necessary experience as an agent (both time in the market and deals done) AND complete another 240 hours of course work.  

and a larger property might be less attainable for us if mortgage rates jump say 2-3% over the next 5 years.Everyone's expert unbiased opinion (not political opinions please...not trying to open that can of worms) is greatly appreciated! 

They are very informative, and contain ample information. https://www.biggerpockets.com/blogs/

Here in the midwest, you need to shoot for higher rent to value ratios than you would on the coasts and they are certainly attainable. 

I'm Donna, I'm passionate about creating passive income streams, attaining financial freedom, personal development, entrepreneurship, breaking through scarcity mentality and creating a life with MORE fun, creativity and freedom!!