The townhome association charges a $100 fee annually under the name of the Tenant Administration Program (TAP), regardless of whether I have a new lease with new tenants or a renewed lease with the same tenants as the previous year.Who should be responsible for this fee: the landlord or the tenants?

While a few homeowners associations in Galveston prohibit STRs, they are largely permissible.

Leverage magnifies return. 3) The effort involved in adding an ADU is comparable or larger than a rehab associated with a BRRRR.

Self Storage Association etc?

Has anybody used, or have any experience with Credit Union Mortgage Association for financing real estate deals? 

I have a real estate finance degree, but decided to pursue a different career field post graduation.

TX insurance cost was getting really high and not a fan of the debt structure although ODC did things to manage the risk associated with the debt.

"rent control" is typically associated with the government setting rental rate limits. 

Rent control discourages providing residential housing, can lead to blighted areas, and ironically results in higher rents due to the increased risks associated with rent control.  

It is up to each lender to some degree.