I am making it a priority to attend at least one a month to grow my network and learn. 

Loan: 20% down, $4,038/month PITI.

So, in reality every month your moving close and closer to sucking out months/years of profits via items aging out, cap-x coming to bear. 

We’ll see how this next month goes!

The real estate agents who are knowledgeable and doing a lot of deals each month will be the ones who can get you these accurate numbers.

Philly has a ton of opportunity, but since you are new to the area, I would suggest waiting six months before you buy anything there so you can really understand the block construction of the area.

That happened we made the deal and not 6 months later I get an offer for 950k all cash from a developer doing a land assemblage..

You could live in one unit and rent out the others to offset your mortgage, staying within your $4,500/month affordability limit.

My SBLOC requires that I pay it down to $0 once a year and keep it at $0 for one whole month.

Hello Kyle,When screening applications for the properties that I manage, I always look for:- Income of at least 3 times the monthly rent (verified through the employer)- Credit score of 580+- Rental verification with past landlords (no outstanding balances, no late payments, and the property left in acceptable condition)- No history of collections, evictions, or criminal offenses- No overdue debt (except medical debt)I have found this screening standard very helpful when finding tenants who pay on time and treat the property well!