Three house hacks and on to the 4th hopefully this year using 20%-25% for the next.

That said, on any given day, any of the three types of lenders can compete well on interest rates and fees if they choose to.

Your primary insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5.

Properties meeting at least one of the following criteria will not be eligible for Citizens Personal Residential Multiperil coverage:Rented to guests more than three times in a calendar year for periods of less than 30 days or one calendar month, whichever is lessAdvertised or held out to the public as a place regularly rented to guests

Three Super Bowls in the last five years is even nicer

I have four properties with three using my VA loan.

Before or after you closed, did you go talk to the other three homes and let them know what you were planning and how you were going to operate? 

If its a 40k machine, then maybe you're saving the rental money in three years which isn't bad. 

I would suggest finding an experienced investor and doing one to three projects with them so that you learn and come out profitable.2.

Regardless of how you find them, try to interview at least three managers1.