We put all of our income into the HELOC which reduces the interest we pay.

While you can try to negotiate anything, I haven’t encountered any broker that’s been willing to reduce the fees.

If you do your due diligence, it can be a great investment and help reduce vacancy.

It's a great way to reduce your costs and is a clear competitive advantage in sourcing opportunities.

if my wife is paid 30% of collected rents to manage the property it will reduce my Schedule E profit.

Another big hurdle is not understanding how to reduce your SE taxes and how to use RE to wipe out the income tax.

Things happen, having someone there reduces your risk, period. 

High demand in those locations pushes rents and prices consistently higher year over year, access to commuting and metro reduces vacancy, much more demand for room rentals south of 200. 

@Enrique MendezTo reduce mortgage payments, consider FHA, VA, USDA, house hacking, conventional loans, seller financing, lease options, partnerships, down payment assistance programs, creative financing, and DSCR loans.

These deductions were crucial in offsetting the property owner's taxable income, effectively reducing their tax liability.