But it sounds like you’re aware of that and are ready to stay flexible.Ultimately, it's all about what feels right for you and your situation.

What % of GP profits are typically shared with someone who raises 95% of the deal equity?

Considering you are aware of the significant price difference, I'd say consider the Landlord-Tenant Laws in NYC.

@Yixiong Pan I don’t believe you’re in position to raise capital or be the operator partner. 

We raised the rent $100 per month

Just be aware that this adds another layer of complexity, and you’ll want to check with both your lender and a real estate attorney to make sure everything is set up correctly.When it comes to terms, owner financing gives you a lot of flexibility:Interest rate: You want something attractive to the buyer but that compensates you for the risk of holding that second lien.Repayment schedule: You can choose a traditional 15- or 30-year schedule, or go with something shorter if you want to be paid off sooner.Balloon payment: Many owner-financed deals include a balloon payment, meaning the buyer pays off the remaining balance after a set period (usually 5-10 years).

Debt: Seller FinanceEquity: Raised capital from friends and family How did you add value to the deal?

His Small Apartment bootcamp and Raising Private Money course are good but pricey. 

The representative  was able to verify that it has been linked to my account but he wasn't aware of how the rebate/discount works?

I wasnt aware of the business plan part but was told it was a requirement if i had no record of business financials (newly formed corp)   Do you have a sample copy of a business plan for lenders?