@Mohamed Benabdallah VA construction loans are a great product.

If you're slowly increasing but still slightly under market, have a better product, or better service (or all 3) and have rental comps to back it up, if they start to ask you can highlight these points. 

For Conway and Titusville/Melbourne, focus on:Occupancy rates: Check how full local rental units are—this will give you an idea of demand.Rent trends: Ensure rental rates are stable or increasing.Local economy: Are jobs, population, and amenities growing or declining?

Apparently, State Farm is declining coverage for one unrelated claim which is quite hilarious but perhaps there are unsaid reasons for that or other past claims.Anyway, if you apply for the insurance either as the individual named insured or as the person in control of the entity the claim your partner had would never come up.  

Professionally, I have a background in technology consulting and product management.

The National Retail Federation (NRF) reports declines of 6.5% in back-to-school spending and 7.9% for back-to-college, with shoppers focusing on frugal choices amid rising inflation concerns and an upcoming presidential election.During the pandemic, families spent more on school supplies and remote learning gear, but priorities have shifted to travel, dining, and entertainment.

It should apply, as a veteran myself, I have a soft spot for other vets using their VA loan to get started in real estate (it is how I got started, and it is easily the greatest loan product available). 

Look at State Employee's Credit Union (North Carolina) and check out their mortgage products.

I know this thread is from 10+ years ago, but has anyone used this loan product? 

On the other hand, I cannot ignore the folks here marketing their DSCR HELOAN products; that number has increased.The underlying situation (obvious to you and me) is that there were historically low interest rates, followed by inflation and equity creation...and folks who want to tap into the equity without displacing their first mortgage.