Hello, I have a two-unit SFH (first floor unit & second floor unit which share a main entrance but have separate private entrances once inside the house), located in California (I know...).

So I called the number on the VRM website, and their customer service agent basically couldn't tell me anything, except to go to the listing page (on the VRM website), and click for financing.  

No, they have a deep understanding of their customers and place stores where the customers want to shop to maximize sales and profits.

Does anyone have a sample HML or PML form that you have used that you can share?

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., historical features, custom architecture), a dedicated page lets you control the narrative and make a strong impression.- **Providing an Interactive Experience:** You can add features like virtual tours, video walkthroughs, neighborhood guides, and even drone footage to give potential buyers a deeper feel for the property.- **Capturing Leads:** These pages often have lead capture forms, so you can follow up with those who show interest.

I've asked our customer support team to reach out.

Most of my customers who own their own land typically use Fannie Mae since it offers a ower Dp for 2-4 units and the guide lines are more lienant. 

Virtually every loan we make has a private/hard money lender behind us, in second position.