Something you might consider is moving some/all of your pre-tax or Roth funds into a self directed ira and investing in real estate.  

If you're buying right then getting the loan refinanced shouldn't be an issue. my dad was doing sub to wraps in the 70s when I got into RE and I have done well over 200 of them personally.. until OR WA changed the laws dealing with pre foreclosures.

To register, an owner must provide a completed application, proof of ownership, designation of a responsible party, a copy of the City of Bradenton’s business tax receipt, a current and active license as a TPLE, a current certificate of registration from the Department of Revenue, an exterior site sketch, an interior building sketch, a blank rental agreement, and any pre-existing rental agreements.

Most of the phone numbers are incorrect, the person doesn’t match the property, and properties showing as “new” and in pre-foreclosure have already been sold at auction.

Are you buying it with a mortgage and can you provide a pre-approval?

@Joshua Loh The process of buying a PRE-foreclosure home is pretty much the same as it is for buying any other home.

I already get a list from the county, but they are pre-foreclosures that were field. 

You will also attract quality tenants that will make your investment safer and headaches-free.Economic Stability: Katy has a low percentage of foreclosure and pre-foreclosure homes indicates economic stability and a healthy real estate market, which is vital for investor confidence​​.

But we just pre qualified a newbie investor with just 15% down on a DSCR four plex!?

But you can always ask the PM from time to time if they have experienced any problems with the tenant.2. expenses that exceed the pre-authorization threshold in your agreement.3. maintenance problems or concerns, especially ones that are not minor, but you can always ask about any problems, and they should be keeping record of maintenance problems during their management, even minor problems. 4. near expiration of lease term (e.g. 60 days), inquire what their plan in for a current tenancy, whether to terminate or renew.