It sounds like the inspector's issues focus on the obvious: there's a trip hazard and peeling paint - two big no-no's in every inspector's playbook. 

Honestly peeling back the expenses is one of the fastest ways.

Research FHA inspections and the main things that would potentially cause an issue (can range from missing handrail, to peeling paint, etc).

As we walked and checked each unit's condition, we were literally walking through our tenants' day-to-day lives (with masks btw).

I've used Luan as a layer to mask imperfections in a subfloor. 

Thin of it as the same thing as why on a plane you are told in case of a crash, to put on "your" oxygen mask first,...before you put on your children's.

They have to stay up on their own, lock, have screens, and have no peeling paint.

Sadly if someone in 2019 said, "the government can close your business and let your tenants live for free for 12 months and you cant do anything about it due to a virous with a 99.997% recovery rate and the government will force you to stay home and not go anywhere, then when you can go out you Must wear a Mask on your face even though only 60+ year olds are the only ones at risk...."   

👈I’ve found that meeting individuals to inspect properties tend to go fine as long as you follow the guidelines, wear your mask and keep a safe distance an when in close contact carry hands sanitizer an use it, I find you can do most the discussing on the phone or by zoom so when your at the property it’s in an out.

What the hell - Peel off 6 months of living expenses and keep it in the bank.  9-12 months if your job is not very secure.With the balance, split between total market etf (50%), blended capitalization value stock etf (20%), mortgage REIT etf (15%), and dividend paying emerging market stock (15%).