If it cannot do that, it's likely to make little to no money in the first year or two.

Very few investors (young or old) started out no $$$. 

And not even posts where users give me and/or BiggerPockets negative feedback, no matter how much I do not like the posts, or how untruthful I personally feel them to be.

Forming an LLC for your rental property can offer liability protection, but no real tax benefit.

NO

No eviction in the past 2 years. - Minimum work history: 1 year (please provide references and pay stubs for the past 3 months; if self-employed we can discuss alternatives to paystubs)

(Remember - No such thing as a dumb question)And don't be in a rush like most young wanna-be investors...I can't tell you how many times I've seen/heard "I want to have 10 properties within 5 years and be making $100k per year".

Always a cheerleader for our local market & think we face many headwind, but this is is massively overblown in my opinion and certainly there is absolutely no data that we have seen an effect from this as of yet, again if anything our suburbs inventory has gotten tighter.

If Apartment A is a 2-bed/1-bath with a washer/dryer and Apartment B is a 1-bed/1-bath with no washer/dryer, Apartment A should pay a higher rate.

I've now used it twice.The program requires 10% down, must be a rental, no PMI, and has a very high standard of credit.Last I did it (Summer 2022), my rate landed in the low 5%.