There are many other factors with rental property you may want to consider such as depreciation, accrued equity, and appreciation (I don't count on appreciation) These are more future benefits and not as instant as month to month income.

But I do get the feeling of people wanting to get Instant Gratification by wanting to say : "Where do I get this List or Where do I get That List ?  

If you have 250k of cash, they'll extend you a credit line instantly.

If I were to say St.Louis metro would that not prompt you and the 200+ others who've messaged me about the area or seen my post to instantly go on Zillow and start looking at multifamilies in that area?

Yes, they will get you 100% financing, which means if the market goes down 1%, you are instantly upside down. 

Sounds to me like you have a few options:1) Use your savings to pay off your student loans - that's an instant 6.5% return on your money.2) Make smaller principle payments to reduce debt. 3) Spend A LOT less money.

They love the flip life for the art of the deal and instant gratification of cash in hand.  

Properties values are going up instantly and the high rollers are coming to town even more than before.

I was originally looking for a home with a mother-in law I could rent out, (alternative to a duplex) but so many are done very poorly, and the ones that are nice are sold instantly.

The above 3/2 house (872m2 land) has likely reserve of R1 680 000 (if the owners never paid a cent in mortgages) Estimated municipal valuation R2 million (Comps agree)So buy well you get R400 000 instant equity to renovate and increase your potential rental to R20000.But the owner might not want to leave anytime soon.Opportunity is everywhere, you just have to know HOW to look, not just where.