Hail storms take out roofs fairly frequently.

Hope this helps illustrate how important it is as an investor to reduce your insurable risk by having a knowledgable agent.Fred was insuring his house for $114,500His policy had a coinsurance percentage of 80%Fred had a $1,000 deductible on his policyFor purposes of this example, we will assume Fred had a $20,000 claim when hail damaged his roof and his vinyl sidingWe discovered the first problem with Fred’s policy and that was, when he purchased his house back in 1991, he bought the insurance policy with the limit of coverage being required by his bank.Sounds pretty familiar, right?

What can get pricey is the wind and hail insurance, which insures against storms (aka hurricanes).  

Foremost vacant home coverage does not cover theft and in fact only covers fire, explosion, lightning, windstorm, hail damage and vandalism.

And aloha we hail from Hawaii.

HI @Annette Torsarkissian ,I also hail from the LA area and I've been mailing homes for quite a while now but I don't pay for any lists.  

I hail from the great state of Michigan and would appreciate any information that you are willing to provide on this very intriguing area of real estate investing.

Sort of like "elected in pure communist fashion" HAHAHA ok I have my biases too based on Canadian experience of pathetic wannabe governments. you have to admit it makes a person nervous when the masses are hailing their new hero leader in the media in the midst of the "greatest crisis" since the historical great depression and he is relatively a newcomer. particularly when he has some "extreme" views compared to the average American. but what made me really nervous was the policies written on the government website when he was first in office.

Underwood bought an e-book from yet another author and teacher by the name of Joe Crump. http://www.realestatemoneymaker.com/Crump, who hails from Indianapolis, teaches a no-money-down technique, but he told me that he does it "legally and ethically."

The best you can get is the last ditch "hail mary" argument to try to utilize NV laws should the worst case scenario happen.