I’m also a government employee and have used a loan ($50k) to cover the rehab of a property.I don’t see it as an all in thing, as a fed, you are working towards a pension, social security, still putting in 10% into a 401k (with employer match)  and have a regular w2 income as long as you want to hang around.

Lenders will allow both W2 income and self employment bank statements to qualify.

Should I go on my own or seek employment with a Title/Mortgage Office?

A new to the area 20 something with a strong local employer may be a more long term occupant. 

I’m currently self-employed in construction making around $60k a year with an additional 40-50k coming from my investment property.Appreciate any insight from the community.Thank you.

Some things that make a rental appealing 1 - pet policy (pets or no pets allowed)2 - number of full bathrooms 3 - number of floors (single level vs multi)4 - backyard or lack thereof5 - school ratings (higher the better)6 - crime ratings (lower the better)7 - location to highways8 - amenities (parks, pools, trails, lakes, etc)9 - location to place of employment.10 - age of the property 11 - appliances Just to name a few.

For instance, in Winston-Salem, located in Forsyth County, the current average tax rate is 0.980%.Affordable Property: In contrast to other Metropolitan areas in North Carolina, Winston-Salem presents comparatively affordable property prices.

Population is growing aggressively and jobs are moving here especially with major employers like Intel, Google, Amazon, Nationwide, etc.

Thanks Conventional loans will underwrite your entire income with your paystubs, W-2, and tax returns (if you have any self employment income, and own other real estate).

There may be potential self-employment taxes.