Someone who is less risk averse may be willing to wait to see if rates drop more significantly and take the higher rate for now and refinance down the road but for the less risk averse, it's definitely a meaningful conversation and pretty easy to quantify by taking the cost and dividing it by the monthly payment savings to determine a "break even" period to see if that makes sense for the client.Curious to hear others' thoughts on this.

Having a strategy that capitalizes in the hype of AI can lead to big profits. Acquiring land in Virginia and South Carolina where Data Centers are most populous seems like a winning strategy.

The 5% down buyers are driving all types of property prices up. 

Was doing some drive byes on a few properties this morning and stopped in on an open house.

Meanwhile hardly any emphasis is placed on the loan administration and even more importantly the relationship component of lending.Far too many investors, particularly those just starting out, are being conditioned to seek out the “easy” lending choice rather than invest time and energy required to cultivate meaningful relationships with lenders who truly value the borrower/lender relationship and are interested in assisting you grow.

Nothing mind blowing here...If a tenant sends me a video of a burst water line the last thing I do is waste time getting in my car and driving over there.I'd immediately walk the tenant through shutting the water off.I don't know if you were trying to dig at me for talking down about $80k properties.

That's a powerful combo which could get you into a better space if the leaks are driving you mad!!

Are there other areas in CA that you could drive to and find a multifamily in your budget like in San Bern?

Now its 1-2 but there is population growth so that drives demand.

It'll keep you organized and help you maintain meaningful connections with your network.