Exactly like one aspect of the housing crisis, if they know they can offload all the risk, how much effort do you think they put into avoiding risky mortgages. 

Cali has a housing crisis. 

There are many that watched the S&L crisis come and go, and millionaires were made.

Seattle cannot address the homelessness crisis alone.

Younger people are no longer buying into the assumption that a home will only appreciate in value after the housing crisis.

I'm assuming you're coming up with the formulation of cash reserve as it relates the amount of debt supposed to be able to service the debt and preserve ownership in the event of a financial crisis or zero cash flow.

If the minutiae is causing you a "death by a thousand cuts", you can diplomatically have a frank conversation with them:"Mrs.

NPR’s Terry Gross interviewed the Princeton professor behind the website today:https://www.npr.org/2018/04/12/601783346/first-ever-evictions-database-shows-were-in-the-middle-of-a-housing-crisis

He rented the apartment during the financial crisis.

Out here in California the state is promoting this option to help solve our housing crisis.