There are a lot of nuances with this type of investment, but between Padsplit, your GC, and an agent, they can guide you through your first couple successes. 

If you spread the 300k across a couple of assets, you will do better long-term, but worse short-term.

They will normally have some pre-payment penalties in the first couple of years but if you are keeping long terms that's not an issue. 

If you spend a couple years of cashflow on a new roof, that means you should be free and clear for a couple decades.

I know a couple local hard/private money lenders I can connect you with, one of them is a sponsor at the Dover real estate investor meetup that takes place the 2nd Monday of each month at Chapel and Main Brewery.

I have a couple of Bay Area clients and used to live in the Bay Area myself.

I was actually looking at a fully financed deal in St-Catherines a couple of months ago.

They put all of Indianapolis under a microscope for a couple of years.

So you are negative $600 a month on the first one, you will need to have the personal income to cover it and then still buy the next one.A couple of thoughts:1.

There are a lot of groups out there right now that had made-for-TV track records that will likely not be in business in a couple years.Focus on the experience of the team, how long they have been in the business, how many market cycles they’ve survived, their philosophy on leverage, and how many properties they bought in 2022/2023 (a good answer would be few, a great answer would be none).And do yourself a favor and read The Hands-Off Investor (in the BP bookstore) before you invest a single dollar in a syndication.