You didn't write how much 'sweat equity' you put into this place, but it was likely well worth it given the $400K cash out.  

If you like the idea of a self-directed HSA like @Kaaren Hall mentioned check out providers like Accuplan and IRA Financial Trust. 

I went from growing up in a hut in Vietnam and spending my early years in Section 8 housing in the U.S. to now owning four cash-flowing properties (8 units) across three states.

If they can and are willing to provide ACCEPTABLE proof of their hardship, we may give then a few extra days (not weeks) at a step in the process.There is some merit to Jeff's claim that he is doing the work of 5 people - but, it won't take 90 days to go through everything.

Use the HELOC on cash-generating opportunities like flips, then use the cash generated to buy long-term buy and hold investments. 

Purchase price: $162,500 Cash invested: $75,000 I was offered this property directly before it went on the market from my agent.

If they did not provide a forwarding address we send it to the unit address, hoping they filed a change of address form.

Can provide all the benefits from a cash flow and tax perspective.

If they’re not able to assist, I also have other LAIC referrals as well that will just provide the service only.

There are some that provide coverage but of course the premiums and higher.