@Christopher Morrisi tend to think of 'cash flow' as a function of an entire portfolio rather than any individual property, or any specific month. 

Your maximum allowable offer. 

It was suggested that we create an operational company that will lease rooms to individuals in recovery.

I think finding other value adds than ADU additions are likely to be the superior investment versus adding a ADU.Best wishes, especially wishing the best to all the fire victims.I believe the market around north L.A. is one filled with some pretty well healed individuals.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

I think it depends on the individual and opportunity.

If you do have large gains you’re allowed to combine them as mentioned above.

If a mortgage has a deed restriction, not allowing short-term rentals that is not imposed by an hoa or a city government how hard is it to get it removed?

What are my lending options or creative solutions that will allow me to get the most cash out of the property?

If you're refinancing six properties, bundling them into a portfolio loan might help you consolidate debt, reduce rates, and avoid individual property issues like this.Negotiate Closing Costs or LTV with Kiavi.