It sounds like even a private lender (unless it's like your rich grandma or something) would probably balk at lending to someone with your personal credit profile.

@Eli RollinsYou're interested in starting in real estate at a young age, I'm of the opinion that it's better at your age to learn how to talk to girls.And since the thread is well and truly hijacked anyway, and no one reads past the first page of comments, it's a good place to attempt to put together the argument I've been trying to make more cogently.The figures that I quoted above -- that 98% of millionaire households in the USA in the 1980s were run by a married couple or widow/widower, and 95% of millionaire households in the USA today are run by the same -- come from two different research-based books written by business school professor Thomas Stanley, The Millionaire Next Door and Stop Acting Rich...And Start Living Like A Real Millionaire.Stanley died a few years ago and his daughter/research partner is coming out with a new book later this year revisiting the compelling arguments he made about the typical ways that wealth is built in America.

And you get passive income (preferred return on a monthly basis - mailbox income) and potentially get your entire investment back on a refi from appreciation.Rich help rich become even more wealthy.But you’ll have to be an accredited investor to play.Google IRS for definition.

Real estate tends to be a "get rich slowly" game.

Real estate investing should be renamed to the turtle race to riches.

But then we have all of these guys online (marketing), or Rich Dad Poor Dad, talking about how real estate is a ticket to passive income, etc etc.

I just finished reading Rich Dad Poor Dad, and I’m more motivated than an ever to make my first purchase.

Then create a patio/entry for each lower unit by a simple screen of an above-ground planter from the post to the stairs, or maybe at an angle to where the stairs begin.The rest is comparatively very simple... don't paint the brick, do the siding in a darker dusty green, the window muntins in a very dark gray (it'll match the black powder-coated hog wire balusters), get a very LARGE round fake attic vent for the gable,https://cdn.shopify.com/s/files/1/2196/8707/produc...and install a clete at the bottom of the gable which will look like a horizontal supporting member for the second-story columns.Lose those shutters, paint the entry doors a very deep, rich color, with the first and second story doors slightly different.

Most of all, I want the freedom of creating my own destiny a la "Rich Dad". 

Although I don't consider Rich Dad Poor Dad necessarily a real estate book, it's what started my journey to this website inevitably.Currently I'm stuck with limited resources as I'm floating somewhere in the Mediterranean Sea somewhere, but I've already completed a few eBooks from Jay Scott, David Lindahl and Brandon the founder of BRRRR.