But also with low debt or free and clear property that they can easily access any time in the future with a cash out refinance.

However, while I was still getting contractor bids for different projects, I found 3 different companies that are quick (based off of their contracts and guarantees) and have good quality of work (based off of previous and current investor feedback) but come at the cost of price.

@Geovanni Cano sellers don't like FHA, it is meant for people with little money and very low credit score, plus you have an FHA inspection which can derail a deal a week before closing, nothing the buyer can do.

Has anyone made a low offer?

You get so much wealth and start getting older you enjoy the business but focus on quality of life more and memories. 

Does not appear to be low IQ person to me .

As a licensed contractor, I can provide insights to make sure you’re getting the best value and quality for your project.

I'm an investor and mortgage broker and have options for loans that go as low as $75,000 and down payments as low as 15%, which makes it easier to stay above $75,000.

However historically (last September) they had estimated December of 2023, so we will see.The pre construction appraisal was in the low 400s. 

Well-maintained homes: Homeowners tend to spend more time and money maintaining their homes, which contributes to the overall quality of the neighborhood.