I spent 7 years writing farm and ranch loans for Idaho AgCredit in Blackfoot so totally understand the hurdles farmers face, let alone beginning farmers.

Recommend: target Class B properties, maybe Classs C+ in gentrifying neighborhoods.Run your calculations BACKWARDS to determine the purchase price for the ROI YOU WANT.Make that offer.Repeat as many times as necessary until an offer accepted.Before the 2008 Crash, we used to plan on writing 100 offers, to get maybe 10 accepted, to actually close on 1 property.It takes work to be successful!

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

I've been shopping around with brokers and have tried Obie and Steadily and those told me that they have no providers currently writing Landlord Policies in Harris County Houston TX.Can anyone advise if they have also run into this and if they have found  a solution?

Since you own multiple properties we have a market which will write you a master policy and schedule out your properties on one master policy to save you money and paperwork.

A sales rep from that company was saying not to worry about it they won't enforce it and they have seen claims paid out... all well and good but what is in writing is what matters when the lawsuit gets filed.

Now today on the 20th at 130pm with a close tike of 3 pm, the underwriter decides that they don't like that because I'm so young and so fat have only been an authorized user on a credit card (having been renting and paying for utilities for a year though) and haven't been making the payments, that now I would need to have a cosigner (which doesn't really work since everyone I know have too many write offs) so now I'm in limbo while I wait to see if there's any other solutions.

I would recommend requesting an answer in writing from the lender.

Since this is a seller, you would need everything in writing that was signed at closing stating you would take control of the listing.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!