Add the two car payments of $501 and $369 and student loan payment of $180. 

I'm independent, no debt, no student loans, very low tuition (with financial aid grants), rent of $500 per month, credit score above 750 and a small chunk of change saved up in the amount of $15,000. 

With mellinials under student debt it would be hard to purchase right now and boomers who didn't prep to retire renting.

I've been a student of real estate for years and have recently returned from having lived in Japan for nearly 20 years to finally try my hand in the exciting Las Vegas market.I'm hoping to meet all kinds of individuals here and hopefully lend assistance to others who share similar goals to myself.Cheers

I am a college student and I have recently been reading books and watching videos on real estate investing.

A little about myself; I owned one SFR in my college town while in school and sold it after graduation to fully pay off my student loans using the appreciated value of the homestead.

In Ontario (Ottawa) people with student rentals, do you include all utilities (heat / hydro / water) in the cost for students, or do the students pay the utilities on their own (split the costs between them)?

In this area, that is over 100K in cash which could easily take 5-10 years to accumulate with other debts like student loans, car loans, rent, marriage, etc to pay for even if I do slim my spending down to just the necessities.

With student loans and other expenses, I was hesitant to take the risk.So, with the BiggerPockets and my independent research, I see that wholesaling is a great way to gain capital, which would help with my startup.

Small collections can be ok especially medical or student debt.If someone has had a major credit issue like bankruptcy or foreclosure just make sure there is a plausible story.