If I were in your shoes I would put 20% down, which eliminates the PMI on your mortgage and allows for a pretty huge market swing without you going underwater on your home. 

I'm sure you were in my shoes at one time.

If you were in my shoes how would y'all play this?

If you are asked to take off your shoes, add $1000.

Any tips/tricks for someone in my shoes?

However, if I were in your shoes, I would get a HELOC on that first property because A HELOC gives you the "option" to purchase another property if you come across the right deal.

If I was in your shoes, I would come up with a plan to snowball the properties so they are all paid off in 7 years. 4 paid off rentals and no personal mortgage will create quite a bit of cash flow  to help subsidize retirement.

No cleavage or tight skirts, no torn jeans, no hoodies, no tennis shoes.

Hagerstown, MD, might be another option (full disclosure: I own in both areas).THAT SAID, if I were in your shoes...

@Courtney James If I were in your shoes especially in a production based business like wholesaling I would probably get more value and more return for the efforts and money by investing in a system or technology of some kind.