They will be obliged to their shareholders to get the BEST Offer (likely to to cover what they are owed).

Management and the preferred shareholders repeatedly reaped the benefits during times of plenty, and rarely took the kinds of concessions forced upon the UAW repeatedly throughout the past 2 decades.

S-corps have some limitations on who can be shareholders. 

We also don't do a ton of first mortgages.Generally speaking, credit unions are going to have the better interest rates because they don't have shareholders or paid board members to deal with.

Some of these lenders are careful with their shareholders.  

If property is held in a company, expenses are deducted against the companies revenue.Obviously the taxation discussion is more detailed than this little blurb ... go see your accountant :-)2) Income "sharing" - If the real estate is held in a company, it is easier to have multiple owners of that company (each with their own class of dividend paying shares) which means the retained earnings of the company can be "shared" amongst the various shareholders: ie, a spouse, {adult} children or grandchildren {you need to be careful paying dividends to minor children as the CRA taxes them at a higher rate {search "Kiddie tax"}}.3) Trusts - if your objective is to build a significant real estate holding which you may wish to leave as a legacy to take care of those nine grandchildren, then you will want to consider the possibility of a trust down the road.  

LLC's unlike shareholders in a corporation are not taxed as a separate business entity. 

The payment + all other debts she's tied to can't exceed like 45% of her monthly income.We can each qualify even though neither of us earns much of a paycheck because we have 0 consumer debt and a mgt corp we are both shareholders of.

I would usually recommend it in the following situations:1) Since the first $50k is only taxed at 15% it is used as a "carve-out" in conjunction with an S-Corp2) Foreign real estate investors who are concerned with estate taxes3) Someone in need of significant fringe benefits (high medical costs, etc)4) A large number of shareholders who do not want to mess with K1s and passive loss limitationsPlease realize that C-Corps are rarely good for your buy and holds. 

You can keep money in an S-Corp, however each shareholder must still report their share of the profit, regardless of whether or not they received the actual funds.Some of my clients will distribute just enough S-Corp profits to shareholders to cover their tax liabilities caused by the S-Corp operations.