Investment Info:Single-family residence fix & flip investment.

I rented out my first primary residence in Morrison, CO in 2018, and purchased my first true investment property in Highlands Ranch, CO in 2019. 

Primary residence loans are less risky than investment property loans, which is why they have more favorable terms than investment property loans.

I'm new to Bigger Pockets - Does anyone have experience investing in Qualified Opportunity Zones? 

Rental income would be reported on Schedule E, and these write-offs could offset other income if you qualify as a real estate professional.

Financing provided through this program is only available for properties located in Michigan or Florida.Available Product Type: SOFR 7/6 ARM, SOFR 10/6 ARMLoan Amount: $766,550 MaximumLTV: Purchase and No Cash Out Refinance - Maximum 99%Prepayment Penalty: NoneLoan Assumption: NoneEligible Properties: 1-unit dwellings, attached and detached condominiums, PUDsEscrow: An escrow account must be established for property taxes, and flood insurance, if requiredUnderwritingNo Private Mortgage InsuranceOccupancy – Primary residencesMinimum Credit Score - 700DTI – Max 43% (UW/Mgmt exceptions up to 50% with minimum 3 documented compensating factors)Student Loans – If in deferment, no qualifying payment requiredDown payment of 1% must be borrower’s own funds, while closing costs and prepaids may be gift fundsAttached condominiums require a 10% down paymentEligible Borrowers – Protect and serve heroes are defined as employees of public or private education institutions, employees of medical and healthcare organizations, all first responders, and active or former military personnel.Servicing: Retained

As a seller I would ask why would I sell to someone who doesn’t qualify for a FHA 203k loan. 

If it is a 4 person LLC that the member with over 21% ownership may qualify to be the only PG. 

Investment Info:Single-family residence buy & hold investment.

I believe I can qualify for the HELOC on my own, saving my wife with additional debt ( when used) on her credit.Is there anything to think about if I apply to the HELOC solo?