You’ll want to see how that affects your insurance premiums and ability to get insurance because it can make it more difficult.I’m with Cody, I carry high deductible insurance whenever possible Cody L.

We really want to close, because we are getting these units at a premium price and well below ARV. 

The even dirtier secret of IRR is that it really doesn't mean much without an understanding of the risk premium associated with the asset.

If you have wind and hail insurance your premium cannot go up.

1.Ask for a copy of their standard seller side and buyer side closing documents2.Ask if they close any non-traditional type transactions you intend to use.3.Ask for a copy of their standard fees, and if title policy rates are not set by a governing body4.Ask about insurance premium rates.5.I would ask them if they are investor friendly.6.If they double close and if what do they, ask what do they charge for the 2nd close?

(TLDR at bottom)When I was getting quotes to switch insurance companies, the company I chose gave me premiums quotes on my rentals with deductibles of $1k each.

I have a secondary strategy, if I don't win, of approaching the winner and trying to peel off at least some of the property around me at a premium to them, but I am hoping to avoid that scenario altogether. 

A big trend right now is large dev corps like TRITEC coming in and building "Luxury" apartments near the LIRR stations for a premium.

Opening prices often have excitement premium built in.

Account Closed,You don't say what you are using to estiamte your hazard insurance premium.