The landscape is changing some -- so we are taking certain steps pre, during and post closing to help protect the transaction.We also have hundreds of investors to shop you opportunity to.Reach out and we can guide you along the way.

Lots of people pre-2023 invested with not enough strength. 

I got pre approval from https://www.loanguys.com and I am having a lawyer look over any additional documentation before I sign, but something in my gut is telling me to avoid them.

Quote from @Chris Seveney: @James BlairI do not defer interest I actually will have them prepay it and roll it into the loan amount upfrontDelaying interest will hurt your returns signficantly and if someone is having cash flow issues I would not be lending to them Chris,  so borrower needs down payment and come up with cash to pre pay interest ?? 

I remember the early 2000's and there are a lot of 'pre construction' projects that never came to fruition..not suggesting not to invest there just dive deeper into fundamentals.

Mainly because I can craft the mortgage a little more (no pre-payment penalties, lower down payment, etc.) and eliminate the fees charged by lenders and brokers.One of the benefits of purchasing a listed property is that the broker will normally set the seller's expectations a bit more than you just contacting them off the street.It comes down to what the seller really wants: a certain price, interest, down payment, or term.

Right now, I’m looking for one that can help me access pre-foreclosure lists.

I do agree we are homes are starting to pile up on market but I contend it has more to due with 1) interest rates, 2) concerns on ROI (partly due to reason 1 & 3 and partly due to most not having pre-Covid experience in the market) and 3) the fear pumping going on (right or wrong).

To move forward, save aggressively, network with local real estate investment groups, educate yourself on real estate investing, get pre-approved for a mortgage, and continue researching Dallas and Tyler markets.

I recently filled out a pre-approval application for a mortgage, however, the lender did a hard pull and told me they came back with no score.