Negligence;5.

Any other plumbers know if this would be negligence?

Negligence The property manager has negligently and carelessly allowed excess damage and other losses to property for which they had a duty to take care and manager.

In my lease, the tenant is supposed to pay for any repairs that were needed because of his negligence.

If a tenant breaks a leg on the stairs of your rental due to negligence, they would be able to sue whatever entity owns the house.

What protection does an LLC offer that an insurance policy will not give an investor in the event of a negligence case such as an entrance that is not kept clear and somebody falls or any case where the landlord is found to be negligent?

i told tenant he would need to pay for repairs because his negligence. 

I do not have numbers on repairs because I haven't been in the property or spoken with an agent or contractor, so I am assuming they are low to negligible for now.

I have always paid for all repairs except for the tree that had died a couple of times because that was due to negligence.

And, yes, there will come a time when a bank's appetite will change.With rates so low, there's negligible benefits for doing an ARM vs a 30-year fixed.