My grandmother and I are joint tenants on our home.

The Mortgage lien of course is inferior to a tax lien but why wouldn't the mtg lien stay attached to the house when foreclosed on and then when the lien holder sells ban gets whats owed to them..thx,Chris

Okay did a wrap with a seller.Added as a additional beneficiary on the policy.Policy comes up in March.Insurance company was fine putting me as an additional insured but then the owner of the company calls the seller a few months after closing and said his employee never should have told her that.She doesn't have any written communication or a recorded call from the employee saying it was okay just the phone call before the closing happened.Now the owner of the insurance company says he wants to see the seller back on title before he will renew the policy.I mentioned I could add her as additional insured and she said the lender would be required to have her as primary.She is freaking out about the insurance issue and thinks the lender will call the loan.She wants a quit claim back to her and an agreement form her attorney that I manage it but still own it and I can buy her out at a later date.I told her I would not agree to this.We have completed substantial improvements to the property and have gotten out the bad element.What I have come up with I believe will shed light on her true intentions.I am thinking of creating a Joint Venture partnership or something similar where she is given 5% non-controlling interest in the property.This would add her back on title and then the insurance should not be an issue to renew.I am checking with an attorney on this now.Want to get thoughts on this issue.

Teachers unions allow for subpar schools and an inferior labor pool.

That house could have it in stucco, window putty, drywall joint compound, ceiling texture, sheet vinyl flooring, vinyl floor tile, flooring and other mastics, HVAC ducts, and other things - most major surfaces.

Not all estates are probated, wills are approved and won't show up, properties in trust and properties held in joint tenancy are generally passed without probate issues.While I know you can chase the ambulance I never did, I realize that the world is all computerized now, but did you try looking these old folks up in the phone book, get the address, from there you can get the legal and copies of deeds and mortgages filed.

The stipulation is just there to stop inferior construction.

Joints will seperate, nails will "pop" and loosen giving you a squeaky floor.

In 2012, marginal tax rates for <$70K income were 15% (married filing jointly).

As a result and in addition to their inferior fees and rates, I'll have to get slapped with an appraisal that costs around $570, which is almost 50% over the true market rate.