Hopefully, my insurance will pay to replace the roof for House A, but I am debating whether to replace or repair the roof for House B.

Hello, I'm from Canada and struggling to find a good home insurance provider for my STR.

It depends on the laws in your state, the agents and clients comfort zone, as well as insurance. 

Specifically in SC, though, I would check two things - 1) see if the ATI exemption applies and actually quote the taxes for that particular property on the county tax estimator tool, and 2) get a ballpark quote from your insurance partner on the particular property.

I have been considering joining AAGLA and know they have lease forms and other forms, but it is $199/yr.In the next couple months, I am looking to get a standard CA NAA lease written up with RUBS for water and sewer billing and a requirement for the tenants to carry their own renters insurance policies with $100K or so (if there are recommendations around this please let me know) liability limits.Does the community here have any advice on how best to do this and where I could get a lease form that does the trick?

Think lenders, insurance carriers, property management, contractors, etc.

All three generate leads from insurance claim residents and traveling professionals (medical and the trades).One of the advantages of FF has been that it's forced us to have systems in place to create leases, accept security deposits without co-mingling and provide "live" customer service. 

For example, I work with insurance relocation companies to house their clients who lost their house.

Quote from @Matthew Paul: If the man wanted to he could sell the house and keep the profit  Are you willing to insure the OP if she buys the house?

Eventually I obtained insurance on all the aplliances in case a repair is needed.