That $100K could easily end up being $80K or $90K a year from now.Because she has a specific, short-term plan for the cash, I think any sort of risky investment - stocks, bonds, real estate, loans- are inappropriate.

I don't think the insurance issue will be that great of cost for this type of usage.. but smart to figure that out ahead of time. 

Not that this will matter much for water usage since it will be largely dependent on the tenants you get in.

If that's true in your area then even if you could train your tenants to separate recyclables you would increase your costs by doing this.Have you tried setting up a camera and DVR to monitor the trash usage?

I have other offers out there and am working a few leads, so it's not a loss for me.Forgive me if my demeanor is seemingly "short", but I will not go out of my way to try to "remedy" a situation within an inappropriate time frame.

Do I get to write off the storage unit and shop usage charges for my business?

With a multi you have to pay for common space energy usage, and usually hear and water.

Strategies going forward: - reduce the water usage to lower the utility bill, - increase rents on small units, - buy coin operated washer and dryer for additional income, - possibility of renovating the basement in to a little studio apartment and get a 4th tenant, - refi within 3-5 years and get rid of the monthly PMI.

In running my own properties I have always wanted to track building usage information (oil, electric, sewer, water) in order to further optimize performance and save on utility costs.

Accounts Receivable Tax Building Permit Tax CDL license Tax Cigarette Tax Corporate Income Tax Dog License Tax Excise Taxes Federal Income Tax Federal Unemployment Tax (FUTA) Fishing License Tax Food License Tax Fuel Permit Tax Gasoline Tax (currently 44.75 cents per gallon) Gross Receipts Tax Hunting License Tax Inheritance Tax Inventory Tax IRS Interest Charges IRS Penalties (tax on top of tax) Liquor Tax Luxury Taxes Marriage License Tax Medicare Tax Personal Property Tax Property Tax Real Estate Tax Service Charge Tax Social Security Tax Road Usage Tax Recreational Vehicle Tax Sales Tax School Tax State Income Tax State Unemployment Tax (SUTA) Telephone Federal Excise Tax Telephone Federal Universal Service Fee Tax Telephone Federal, State and Local Surcharge Taxes Telephone Minimum Usage Surcharge Tax Telephone Recurring and Nonrecurring Charges Tax Telephone State and Local Tax Telephone Usage Charge Tax Utility Taxes Vehicle License Registration Tax Vehicle Sales Tax Watercraft Registration Tax Well Permit Tax Workers Compensation Tax STILL THINK THIS IS FUNNY?